In This Issue

The 2009 calendar has arrived!
Two Americans (Legally) Scuba Diving in Cuba
Do you need long term care insurance?

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Happy New Year!

Well, another year has come and gone. As we reflect on the past twelve months and look forward to
the year ahead, we would like to say thanks to each of you – our friends, clients, and associates. We
appreciate your business and value the opportunity to continue to serve you in the coming years.
As you set your goals for the new year, be sure put “review insurance coverage” on your list of
things to accomplish. Our rates on auto, home, and term life coverage are very competitive and
there are several new, affordable options available for health insurance. If you’re looking for ways to
save a few dollars and balance your budget, it’s worth a phone call to see how we may be able to
help you.

Best wishes from David M. Lovitt, Jr. and the staff at D.M. Lovitt Insurance Agency